Certificate of Insurance for Residential and Commercial Properties

Requiring a Certificate of Insurance (COI) for your property, even if it’s small, residential, or already covered, serves several important purposes:

  1. Risk Mitigation: Regardless of the size or type of property, there’s always a potential for accidents or damages. Requiring a COI ensures that your property is protected in case of unforeseen events, helping to mitigate financial risks. This is true for commercial moving as well as residential moving
  2. Liability Protection: Even if your property is covered by insurance, additional liability coverage from the movers’ insurance can offer extra protection. This can be crucial in situations where damages exceed your existing coverage limits.
  3. Legal Compliance: In many jurisdictions, it’s a legal requirement for moving companies to carry insurance and provide proof of coverage upon request. Requiring a COI ensures that you’re complying with these regulations, which can protect you from legal consequences or liabilities. This is important for local moving and long distance moving.
  4. Peace of Mind: Knowing that the movers you hire have insurance coverage can provide peace of mind. It assures you that you won’t be held financially responsible for any damages or injuries that occur during the moving process.
  5. Professionalism: Requiring a COI demonstrates professionalism and due diligence on your part as a property owner or manager. It shows that you take the safety and security of your property seriously and that you expect the same level of professionalism from the service providers you hire.

In summary, requiring a COI for your property, regardless of its size or existing coverage, is a proactive measure to safeguard against potential risks, ensure legal compliance, and provide peace of mind during the moving process. You can verify insurance in the movers database.

Mastodon Moving can provide a certificate of insurance for any move.

Do You Need A COI For Your Move?

moving insuranceYes, in many cases, it’s advisable to request a Certificate of Insurance (COI) from your moving company before your move. This document provides proof that the moving company has insurance coverage, which can protect you in case of any damages or accidents during the moving process. Having a COI can offer peace of mind and ensure that you’re not held financially responsible for any unexpected incidents. Always check with your moving company to see if they provide a COI and request one if necessary. This will provide peace of mind on moving day! Find out more about our moving trucks.

How To Get A COI For My Move?

You will need to ask your property or facility manger for their requirements to be added to your COI. They will give you the exact entity and address that a moving company insurance agent will need to add as additionally insured. Submit this at least 48 hours in advance and your moving coordinator will send a copy to you and your management company. This is also a great way to ensure your movers insurance hasn’t been cancelled. Here is how Mastodon Moving protects your furniture during a move out.

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